FNB LOANS FOR BLACKLISTED

Finding Fnb loans for blacklisted people is difficult task because Fnb, like all other major banks has a very low risk appetite. This does not mean you will not be assisted by fnb bank if you are blacklisted. You will have to know exactly what your are blacklisted for and know the status of your profile at the time you approach Fnb bank.

Understanding Fnb loans for blacklisted

Fnb bank, like all other banks, offer its personal loans after conducting assessment on you credit risk. This is done by looking at your credit profile. If you are blacklisted as a default they will then try to score you on that to see if you can fall within the score they can offer credit. You might have to prove that there is an arrangement existing from the previous creditor who might have blacklisted you.

Fnb Loans

Fnb loans range from R1000 up to R150 000 and can be granted on a paperless process inside the bank. Fnb loans repayment process is very flexible to allow you space to breath. Fnb offers what they call customer protection plan. This is an insurance that is designed to cover your fnb loan in the event of of death, dread disease, retrenchment, permanent and temporary disability. Customers must take our CPP or cede a suitable policy. Some student take these because they do not get bursaries for 2019 and they want to pay for their studies

Fnb Loan - Revolving

The Fnb Revolving Loan is a loan designed to give you access to cash you have already re-paid on the loan. Once you have re-paid 15% of the loan, you have access to these again to use as you wish. This loan has these following benefits:

• You have access to the cash you have already re-paid on the loan
• Once you have re-paid 15% of the loan you can access these funds again
• Monthly payments are made via debit order
• You only pay a minimum monthly fee of R40 when you make use of the facility
• The RL has no set term and is available to you for as long as you might need it

Fnb Loan - Temporary

The Temporary Loan is a convenient and easy to take up short term loan, which is repayable within 31 days after you take it up. It is available immediately and there are no forms to complete. Benefits of this loan are:

• There are no application forms to complete
• You can take it up at any FNB ATM, Online, through Cellphone Banking or any FNB branch
• The Temporary Loan is available immediately in your Personal Cheque Account or Smart Account
• The money will be credited to your account instantly if you qualify
• Should you repay the total loan, or outstanding balance within 31 days, you don't pay any interest

We encourage you to made sure that you know your credit profile even if you are blacklisted. Take this with you if you will be approach will be going to this bank for fnb blacklisted loans